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QANDY SAVE · Personal financial agent

Here's what you saved this month with QANDY SAVE.

QANDY SAVE is a personal financial agent that finds where you overpay, compares better options and handles the switch, but only after you approve it. Every month, it tells you exactly what it saved.

A desktop app that runs on your own computer, powered by QANDY 2.0 27B running locally. Your sensitive financial data stays with you, inside an end-to-end encrypted service.

Free to download. Launching first in the USA and Europe with electricity, insurance, broadband and mobile bills. China to follow. QANDY SAVE mobile app coming soon.

QANDY SAVE
QANDY SAVE · Monthly Report

Here's what you saved this month.

$52.00 saved · net of fees
  • Mobile plan switched approved by you −$18.00 / mo
  • Home insurance moved to a better-fit plan approved by you −$22.00 / mo
  • Broadband contract renegotiated approved by you −$12.00 / mo
Savings verifiedNet of switching costsProcessed on your computer3 of 3 actions approved
Every saving maps to a real change. Next review: electricity tariff

Every saving in your report maps to a change that was actually made, and is counted net of any related costs.

Why QANDY SAVE

Financial choices are everywhere.
Time to manage them is scarce.

Phone plans, energy tariffs, insurance renewals and broadband contracts are built to be hard to compare and easy to forget. Providers have teams optimising every price. You have an evening, a spreadsheet and a renewal letter. QANDY SAVE changes that balance.

Not a comparison site. Not a chatbot. An agent that acts for you, with your approval.

You ask. You approve. QANDY SAVE executes.

Pillar 01 · Find

Find where you overpay.

QANDY SAVE reviews the bills and contracts you choose to share and spots where you're paying more than you need to.

Pillar 02 · Approve

You decide. Always.

QANDY SAVE compares suitable alternatives and brings you a clear recommendation. Nothing changes until you approve it.

Pillar 03 · Execute

QANDY SAVE does the work.

Once you approve, QANDY SAVE helps complete the switch and logs the saving in your monthly report.

How it works

From "too expensive" to "done" in five steps.

  1. 01

    Download QANDY SAVE

    Free to download for your computer.

  2. 02

    Tell it what you want

    "Lower my phone bill." "Find me better home insurance."

  3. 03

    Share what you choose

    Add a bill or contract. QANDY SAVE analyses it on your computer.

  4. 04

    Review and approve

    A clear comparison of costs and terms in plain language. Nothing happens without your yes.

  5. 05

    QANDY SAVE executes and reports

    The switch is completed and logged, net of costs, in your monthly report.

QANDY SAVE · Early access

QANDY SAVE is opening for early access.

A free desktop app for your computer. Its first job: cut your bills. Electricity, insurance, broadband and mobile come first, with more categories to follow.

  • 01Free to download. Your card verifies that one real person stands behind each account, because emails are too easy to throw away and recreate. No billing, and QANDY SAVE never acts on anything without your permission first.
  • 02Runs on your computer. QANDY 2.0 27B analyses your financial documents locally, inside an end-to-end encrypted service.
  • 03Join the waitlist and get your download link when your region opens: the USA and Europe first, China later.

Free to download. Your card verifies it's really you. No billing, no charges.

QANDY SAVE mobile app coming soon.

QANDY SAVE
Mobile bill · QANDY SAVE

QANDY SAVE found a better-fit plan. Same coverage, lower monthly cost.

Same data allowanceNo exit feeApproval needed
Categories

One agent for your whole financial life.

QANDY SAVE starts with the bills everyone pays. From there, QANDY grows with you into books, tax and household finances, all from the context you've already chosen to share.

  • Electricity Tariffs · plans · renewals Launch
  • Insurance Home · car · health · travel Launch
  • Broadband Speed · price · contract terms Launch
  • Mobile Plans · data · roaming Launch
  • Books Receipts · contracts · spending Next
  • Tax & household Tax prep · budgets · life stages Later

Launching first in the USA and Europe. China to follow.

Local-first · Open source at launch

Powerful AI. Running on your computer. Open source at launch.

QANDY SAVE is a desktop app powered by QANDY 2.0 27B, our own model, running locally on your computer. Sensitive analysis happens where your data lives. QANDY wraps it in an end-to-end encrypted service, and anything shared with an outside service happens only with your explicit authorisation.

Model QANDY 2.0 27B: a 27-billion-parameter financial model that runs on your own machine.
  • Runs locally: QANDY 2.0 27B processes your documents on your computer.
  • End-to-end encrypted: the QANDY service around the app is encrypted end to end.
  • Open source at launch: the code will be public, so anyone can review it independently.

Built for millions of users from day one: local compute means each new user adds very little cloud cost.

QANDY 2.0 27B on Hugging Face Open source at launch
How we test it: QandyEval →
QANDY 2.0 27B running locally YOUR COMPUTER encrypted · authorised
From one bill to a lifelong financial relationship

It starts with one bill.

  1. Today

    QANDY SAVE

    Electricity, insurance, broadband, mobile.

  2. Next

    "Get my books in order."

    Receipts, contracts and spending, already organised.

  3. Later

    Tax prep and household finance

    Budgets and financial tasks across every life stage.

Every new QANDY service builds on useful work QANDY SAVE has already done, and every one is another reason to stay. The question we want every user to ask: "Why would I ever handle this myself again?"

For providers

The trusted gateway between people and financial services.

Imagine millions of people, each with an AI agent representing their needs. Agents review terms, compare options and help complete the transactions their owners authorise.

For providers, that changes the incentive. Services that are easier to evaluate and easier to integrate get chosen. QANDY is building the integrations that make real action possible and the verified workflows that make it trustworthy.

Partner with QANDY
PEOPLE + AGENTS QANDY PROVIDERS QANDY trusted gateway Energy Insurance Telco Broadband PEOPLE + AGENTS QANDY trusted gateway Energy Insurance Telco Broadband PROVIDERS
Vision
Having a personal financial agent will be as normal as having a bank account.

You state the outcome you want. Your agent does the work. The decision always stays with you. When millions of people have an agent on their side, the way people take part in the economy changes. QANDY is building the trusted gateway for that shift.

Read the vision →
FAQ

Questions about QANDY SAVE.

What is QANDY SAVE?

A desktop app from QANDY that runs on your own computer. It finds where you overpay on your bills and handles the switch once you approve it.

Is QANDY SAVE free?

Yes. It's free to download, with no billing.

It's free. Why do you need my card?

Because QANDY SAVE is built for real people. A card verifies that there's one real person behind each account, since emails are too easy to throw away and create again. Don't worry: there's no billing and no charges, and QANDY SAVE never touches anything without your permission first.

Does QANDY SAVE act without me?

Never. Every change needs your approval.

Where is my data processed?

On your own computer, by QANDY 2.0 27B running locally. The QANDY service around it is end-to-end encrypted, and anything shared externally needs your authorisation.

Where is QANDY SAVE launching?

The USA and Europe first, with China to follow. It starts with electricity, insurance, broadband and mobile.

Is there a mobile app?

QANDY SAVE mobile app coming soon. Join the waitlist and we'll let you know when it's ready.

Is it open source?

It will be. The code goes public at launch, so anyone can review how QANDY SAVE works.

Where can I find QANDY 2.0 27B?

On Hugging Face, at huggingface.co/QandyAI.

QANDY SAVE is opening for early access.

Join the waitlist and get your download link when your region opens: the USA and Europe first, China later.

Free to download. Your card verifies it's really you. No billing, no charges.